Lose the costly (and potentially hazardous) habits

This is probably harder than it sounds, but it can be done.

Do you drink?
Do you smoke?
Do you gamble?
Do you buy lottery tickets?
Do you buy pop from vending machines?
Do you have to buy coffee from a coffee shop?

I'm sure there are other habits that are costly, and potentially hazardous to your health. Try to calculate how much you could save, and that may open your eyes to quitting some of these habits.