Invisible leakage from your employee badge....

I bring my lunch everyday because it tastes better and the marginal cost of it (i.e. as a leftover from the previous night's dinner) is quite low. From time to time, I find myself wandering past the cafeteria and notice that other employees are scanning their badges to pay for their lunch.

Wait.

Credit cards.... debit cards.... and now employee identification badges???

That's another way for money to leak out of your wallet. It's not like you cash your whole paycheque and then spend it, or use it for something useful (like paying off debt), but it's simply gone - you can't even touch it because it's taken off your paycheque.

Do yourself a favor and find those 'invisible' money leakage spots. Those employees, while enjoying a lunch (probably less tasty than mine), pay for it big-time in the end.